<resultset><record><txnref>8816273124853137</txnref><channel>mastercard</channel><amount>3000.00</amount><payment_date>9/29/2016 12:48:53 PM</payment_date><payment_status>failed</payment_status><field_values><field_values><field><names>yetunde sonoiki</names><acct_desc>False</acct_desc><acct_desc_order>0</acct_desc_order><hidden>False</hidden><defaultvalue /><xpath_field>0</xpath_field></field><field><amount>3000.00</amount><acct_desc>False</acct_desc><acct_desc_order>0</acct_desc_order><hidden>False</hidden><defaultvalue /><xpath_field>0</xpath_field></field><field><currency>NGN</currency><acct_desc>False</acct_desc><acct_desc_order>0</acct_desc_order><hidden>False</hidden><defaultvalue /><xpath_field>0</xpath_field></field><field><email_address>yetundesonoiki@gmail.com</email_address><acct_desc>False</acct_desc><acct_desc_order>0</acct_desc_order><hidden>False</hidden><defaultvalue /><xpath_field>0</xpath_field></field><field><phone_number>08164132670</phone_number><acct_desc>False</acct_desc><acct_desc_order>0</acct_desc_order><hidden>False</hidden><defaultvalue /><xpath_field>0</xpath_field></field><field><merch_txnref>5727169349004814</merch_txnref><acct_desc>True</acct_desc><acct_desc_order>1</acct_desc_order><hidden>False</hidden><defaultvalue /><xpath_field>0</xpath_field></field></field_values></field_values><payment_status_description>3D Secure Authentication failed - The card holder was not authorised. This is used in 3-D Secure Authentication.</payment_status_description></record></resultset>